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How long do I have to submit claims?

You can typically submit a claim any time during your benefit plan year. For example, if your benefit plan year runs from January through December and you visit the doctor shortly after your plan year starts in January, you have through December to request reimbursement. Some plans give you extra time to submit claims past the end of the plan year. This is called a run-out date or grace period.

Once you’re enrolled in the HRA, find your claim submission deadline by logging onto the member website, and looking for your plan's Run Out Date. It is displayed along with other important account details on the Spending page, under the Spending Accounts Summary. You can also check your Summary Plan Description and other benefit materials to see if the HRA allows additional submission time.

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